5 Stages of Buying Your First Home

Buying a home is not a discrete event; it's a process - a sequence of events that happens over time, sometimes over as long as several months or even years!  While general guides to buying a home are a dime a dozen, I'm excited to share with you some insider secrets you may not have heard elsewhere - one for each stage involved in buying a home. Here's to helping you make the best decisions at every phase of your home buying process! Stage One: Deciding Whether It's The Right Time to Buy. Insider Read more [...]

5 Tips for Harmony During Your House Hunt

Financial disagreements are the number one reason couples break up; the stress created by major life changes rank number four.  Buying a home is the perfect marriage of life change and money matter – and holds the potential for causing relationship drama as big as, well, a house! As Valentine’s Day nears, our mission is to help you make a home purchase that improves your life without impairing your relationship.  To have a harmonious house hunt, follow these 5 steps: 1.  Run the numbers, Read more [...]

Tips for getting your offer accepted

My partner, Dan Hart, and I are currently helping over 40 people search for a new home. They tell us that they constantly hear from the media that there are “lots” of foreclosures and bank owned (REO) properties at cheap prices. Yet, they can’t seem to find much they like, or as soon as they see something they like, it turns out it has already sold. Here is our explanation and some tips for increasing your chances of getting your offer accepted. When the media says there are lots of foreclosures Read more [...]

Tips for Buying in a Tight Market

Increase your chances of getting your dream house in a competitive housing market, and lower your chances of losing out to another buyer. 1. Get prequalified for a mortgage. You’ll be able to make a firm commitment to buy and your offer will be more desirable to the seller. 2. Stay in close contact with your real estate agent to find out about the newest listings. Be ready to see a house as soon as it goes on the market — if it’s a great home, it will go fast. 3. Scout out new listings Read more [...]

Add up to $35,0000 to your mortgage for repairs

Many first home buyers are looking to buy a distressed property, either bank owned (REO) or short sales, to get a home at bargain basement prices. However, those homes are often in pretty sorry condition. Fix up costs are often a problem as the buyers' resources are limited and they need to use their cash for the down payment and cash reserves. Wouldn't it be nice if you could borrow the money to do those repairs and include it in the mortgage at the current low interest rates? YOU CAN! Read more [...]